/* ================================================
   CreditGenieApply.com — Main Stylesheet
   Design: Midnight Indigo × Gold × Teal
   ================================================ */


/* ── Tokens ─────────────────────────────────────── */
:root {
  --clr-primary:       #2D1B8C;
  --clr-primary-dark:  #1A0F5C;
  --clr-primary-light: #4730C0;
  --clr-accent:        #F0A500;
  --clr-accent-dark:   #C87E00;
  --clr-teal:          #00B4A0;
  --clr-teal-light:    #E0F7F5;
  --clr-bg:            #F6F8FF;
  --clr-surface:       #FFFFFF;
  --clr-text:          #0D0D1A;
  --clr-text-muted:    #6B7280;
  --clr-success:       #10B981;
  --clr-danger:        #EF4444;
  --clr-warning:       #F59E0B;
  --clr-border:        #E2E8F0;
  --clr-purple-soft:   #EEF0FF;
  --clr-gold-soft:     #FFF8E8;

  --font-display: 'Plus Jakarta Sans', sans-serif;
  --font-body:    'Inter', sans-serif;

  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --radius-xl:  32px;

  --shadow-sm:  0 1px 3px rgba(45,27,140,.08), 0 1px 2px rgba(45,27,140,.04);
  --shadow-md:  0 4px 16px rgba(45,27,140,.10), 0 2px 6px rgba(45,27,140,.06);
  --shadow-lg:  0 12px 40px rgba(45,27,140,.14), 0 4px 12px rgba(45,27,140,.08);
  --shadow-glow:0 0 24px rgba(240,165,0,.35);

  --max-w: 1160px;
  --nav-h: 72px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);font-size:16px;line-height:1.7;color:var(--clr-text);background:var(--clr-bg);-webkit-font-smoothing:antialiased}
img,video{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul,ol{list-style:none}
button,input,select,textarea{font:inherit}

h1,h2,h3,h4,h5,h6{font-family:var(--font-display);font-weight:700;line-height:1.25;color:var(--clr-primary-dark)}
h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:clamp(1.1rem,2vw,1.4rem);font-weight:600}
h4{font-size:1.1rem;font-weight:600}
p{margin-bottom:.9rem}
p:last-child{margin-bottom:0}
.lead{font-size:1.15rem;line-height:1.75;color:var(--clr-text-muted)}

.container{max-width:var(--max-w);margin:0 auto;padding:0 24px}
.section{padding:80px 0}
.section--sm{padding:48px 0}
.section--lg{padding:112px 0}
.section--dark{background:var(--clr-primary-dark);color:#fff}
.section--dark h1,.section--dark h2,.section--dark h3{color:#fff}
.section--purple{background:var(--clr-purple-soft)}
.section--gold{background:var(--clr-gold-soft)}
.section--white{background:var(--clr-surface)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.flex-center{display:flex;align-items:center;justify-content:center}
.flex-between{display:flex;align-items:center;justify-content:space-between}
.text-center{text-align:center}
.text-muted{color:var(--clr-text-muted)}
.mt-4{margin-top:16px}.mt-8{margin-top:32px}.mt-12{margin-top:48px}
.mb-4{margin-bottom:16px}.mb-8{margin-bottom:32px}

/* NAV */
.navbar{position:relative;height:var(--nav-h);background:rgba(26,15,92,.98);border-bottom:1px solid rgba(255,255,255,.08)}
.navbar .container{height:100%;display:flex;align-items:center;justify-content:space-between}
.nav-logo{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-weight:800;font-size:1.2rem;color:#fff}
.nav-logo .logo-icon{width:36px;height:36px;background:linear-gradient(135deg,var(--clr-accent),#FFD166);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px}
.nav-logo span{color:var(--clr-accent)}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{padding:8px 14px;border-radius:var(--radius-sm);font-size:.9rem;font-weight:500;color:rgba(255,255,255,.8);transition:all .2s}
.nav-links a:hover{color:#fff;background:rgba(255,255,255,.1)}
.nav-links .dropdown{position:relative}
.nav-links .dropdown-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:220px;background:#fff;border-radius:var(--radius-md);box-shadow:var(--shadow-lg);border:1px solid var(--clr-border);padding:8px;opacity:0;pointer-events:none;transform:translateY(-6px);transition:all .2s}
.nav-links .dropdown:hover .dropdown-menu{opacity:1;pointer-events:auto;transform:translateY(0)}
.dropdown-menu a{display:block;padding:10px 14px;color:var(--clr-text)!important;border-radius:var(--radius-sm);font-size:.88rem}
.dropdown-menu a:hover{background:var(--clr-purple-soft)!important;color:var(--clr-primary)!important}
.nav-cta{background:linear-gradient(135deg,var(--clr-accent),#FFD166)!important;color:var(--clr-primary-dark)!important;font-weight:700!important;padding:9px 20px!important;border-radius:var(--radius-sm)!important}
.nav-cta:hover{box-shadow:var(--shadow-glow);transform:translateY(-1px)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px}
.hamburger span{display:block;width:24px;height:2px;background:#fff;border-radius:2px;transition:all .3s}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;border-radius:var(--radius-sm);font-family:var(--font-display);font-weight:700;font-size:.95rem;cursor:pointer;border:none;transition:all .25s;text-decoration:none}
.btn-primary{background:linear-gradient(135deg,var(--clr-accent) 0%,#FFD166 100%);color:var(--clr-primary-dark);box-shadow:0 4px 16px rgba(240,165,0,.3)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(240,165,0,.45)}
.btn-secondary{background:var(--clr-surface);color:var(--clr-primary);border:2px solid var(--clr-primary)}
.btn-secondary:hover{background:var(--clr-purple-soft);transform:translateY(-2px)}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1.5px solid rgba(255,255,255,.3)}
.btn-ghost:hover{background:rgba(255,255,255,.2);border-color:rgba(255,255,255,.5)}
.btn-teal{background:var(--clr-teal);color:#fff;box-shadow:0 4px 16px rgba(0,180,160,.25)}
.btn-teal:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,180,160,.4)}
.btn-lg{padding:18px 36px;font-size:1.05rem}
.btn-sm{padding:10px 20px;font-size:.85rem}
@keyframes sparkle-pulse{0%,100%{box-shadow:0 4px 16px rgba(240,165,0,.3)}50%{box-shadow:0 8px 32px rgba(240,165,0,.55)}}
.btn-primary.btn-pulse{animation:sparkle-pulse 2.4s ease-in-out infinite}

/* CARDS */
.card{background:var(--clr-surface);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);border:1px solid var(--clr-border);padding:32px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.card--flat:hover{transform:none;box-shadow:var(--shadow-sm)}
.card--purple{background:linear-gradient(135deg,var(--clr-primary-dark),var(--clr-primary));color:#fff;border-color:transparent}
.card--purple h3{color:#fff}
.card--gold{background:linear-gradient(135deg,#FFF3CC,var(--clr-gold-soft));border-color:rgba(240,165,0,.3)}

/* HERO */
.hero{min-height:calc(100vh - var(--nav-h));padding-top:64px;padding-bottom:80px;background:linear-gradient(150deg,rgba(26,15,92,.88) 0%,rgba(45,27,140,.72) 45%,rgba(26,15,92,.82) 100%),url('../images/hero-bg.webp') center/cover no-repeat;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-40%;right:-20%;width:800px;height:800px;background:radial-gradient(circle,rgba(240,165,0,.18) 0%,transparent 65%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:-30%;left:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(0,180,160,.14) 0%,transparent 65%);pointer-events:none}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(240,165,0,.15);border:1px solid rgba(240,165,0,.3);color:var(--clr-accent);border-radius:100px;padding:6px 16px;font-size:.82rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;margin-bottom:24px}
.hero h1{color:#fff;margin-bottom:20px}
.hero h1 em{font-style:normal;color:var(--clr-accent);display:block}
.hero .lead{color:rgba(255,255,255,.75);margin-bottom:36px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;align-items:center}
.hero-trust{display:flex;gap:24px;margin-top:40px;padding-top:32px;border-top:1px solid rgba(255,255,255,.12)}
.trust-item{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.75);font-size:.88rem}
.trust-item .icon{font-size:1.3rem}
.hero-panel{background:rgba(255,255,255,.07);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.15);border-radius:var(--radius-xl);padding:32px;color:#fff}
.hero-panel h3{color:#fff;font-size:1.1rem;margin-bottom:20px}
.panel-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.9rem}
.panel-row:last-of-type{border-bottom:none}
.panel-row .label{color:rgba(255,255,255,.65)}
.panel-row .value{font-weight:600}
.panel-row .value.good{color:#6EE7B7}
.panel-row .value.warn{color:#FCD34D}
.panel-row .value.bad{color:#FCA5A5}
.panel-score{margin-top:24px;padding:20px;background:rgba(240,165,0,.12);border-radius:var(--radius-md);border:1px solid rgba(240,165,0,.25);text-align:center}
.panel-score .score-num{font-family:var(--font-display);font-size:3rem;font-weight:800;color:var(--clr-accent);line-height:1}
.panel-score .score-label{font-size:.82rem;color:rgba(255,255,255,.65);margin-top:4px}

/* STARS */
.stars{color:var(--clr-accent);letter-spacing:2px}
.rating-pill{display:inline-flex;align-items:center;gap:6px;background:var(--clr-gold-soft);border:1px solid rgba(240,165,0,.3);border-radius:100px;padding:5px 14px;font-size:.85rem;font-weight:600;color:#7A4500}

/* PROS/CONS */
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.pros-box,.cons-box{border-radius:var(--radius-md);padding:24px}
.pros-box{background:#ECFDF5;border:1px solid #A7F3D0}
.cons-box{background:#FEF2F2;border:1px solid #FECACA}
.pros-box h4{color:#065F46;margin-bottom:14px}
.cons-box h4{color:#991B1B;margin-bottom:14px}
.check-list li{display:flex;align-items:flex-start;gap:10px;padding:6px 0;font-size:.92rem;color:#065F46}
.cross-list li{display:flex;align-items:flex-start;gap:10px;padding:6px 0;font-size:.92rem;color:#991B1B}
.check-list li::before{content:'✓';font-weight:700;flex-shrink:0;margin-top:2px}
.cross-list li::before{content:'✗';font-weight:700;flex-shrink:0;margin-top:2px}

/* TABLES */
.table-wrap{overflow-x:auto;border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}
table{width:100%;border-collapse:collapse;background:var(--clr-surface)}
thead th{background:var(--clr-primary);color:#fff;font-family:var(--font-display);font-weight:600;font-size:.88rem;text-transform:uppercase;letter-spacing:.04em;padding:14px 18px;text-align:left}
tbody tr{border-bottom:1px solid var(--clr-border);transition:background .15s}
tbody tr:last-child{border-bottom:none}
tbody tr:hover{background:var(--clr-purple-soft)}
td{padding:13px 18px;font-size:.92rem;vertical-align:middle}
td:first-child{font-weight:600}
.highlight-row td{background:var(--clr-gold-soft);font-weight:600}
.badge-good{color:var(--clr-success);font-weight:700}
.badge-warn{color:var(--clr-warning);font-weight:700}
.badge-bad{color:var(--clr-danger);font-weight:700}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.step-card{background:var(--clr-surface);border-radius:var(--radius-lg);padding:28px 24px;box-shadow:var(--shadow-sm);border:1px solid var(--clr-border);position:relative;text-align:center}
.step-card::after{content:'→';position:absolute;right:-22px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--clr-primary-light);z-index:1}
.step-card:last-child::after{display:none}
.step-num{width:52px;height:52px;background:linear-gradient(135deg,var(--clr-primary),var(--clr-primary-light));border-radius:50%;color:#fff;font-family:var(--font-display);font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.step-card h4{margin-bottom:8px;font-size:.95rem}
.step-card p{font-size:.88rem;color:var(--clr-text-muted)}

/* FAQ */
.faq-item{border:1px solid var(--clr-border);border-radius:var(--radius-md);margin-bottom:12px;overflow:hidden;background:var(--clr-surface)}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:20px 24px;cursor:pointer;font-family:var(--font-display);font-weight:600;font-size:.95rem;transition:background .15s;gap:16px}
.faq-q:hover{background:var(--clr-purple-soft)}
.faq-icon{width:28px;height:28px;background:var(--clr-purple-soft);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1rem;color:var(--clr-primary);flex-shrink:0;transition:transform .3s,background .2s}
.faq-item.open .faq-icon{transform:rotate(45deg);background:var(--clr-primary);color:#fff}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s;padding:0 24px}
.faq-item.open .faq-a{max-height:600px;padding:0 24px 20px}
.faq-a p{font-size:.92rem;color:var(--clr-text-muted)}

/* VERDICT */
.verdict-box{background:linear-gradient(135deg,var(--clr-primary-dark),#2D1B8C);border-radius:var(--radius-xl);padding:48px;color:#fff;text-align:center;position:relative;overflow:hidden}
.verdict-box::before{content:'✨';position:absolute;font-size:8rem;top:-20px;right:-20px;opacity:.06}
.verdict-score{font-size:5rem;font-weight:800;font-family:var(--font-display);color:var(--clr-accent);line-height:1;margin-bottom:8px}
.verdict-box h2{color:#fff;margin-bottom:12px}
.verdict-box p{color:rgba(255,255,255,.75);max-width:600px;margin:0 auto 32px}

/* STATS */
.stat-card{background:var(--clr-surface);border-radius:var(--radius-lg);padding:28px;text-align:center;box-shadow:var(--shadow-sm);border:1px solid var(--clr-border)}
.stat-num{font-family:var(--font-display);font-size:2.4rem;font-weight:800;color:var(--clr-primary);line-height:1;margin-bottom:6px}
.stat-label{font-size:.85rem;color:var(--clr-text-muted);font-weight:500}

/* ALERTS */
.alert{border-radius:var(--radius-md);padding:16px 20px;font-size:.9rem;display:flex;gap:12px;align-items:flex-start;margin-bottom:20px}
.alert--info{background:#EFF6FF;border-left:4px solid #3B82F6;color:#1E40AF}
.alert--warn{background:#FFFBEB;border-left:4px solid var(--clr-warning);color:#92400E}
.alert--success{background:#ECFDF5;border-left:4px solid var(--clr-success);color:#065F46}
.alert--danger{background:#FEF2F2;border-left:4px solid var(--clr-danger);color:#991B1B}
.alert-icon{font-size:1.2rem;flex-shrink:0}

/* DISCLOSURE */
.disclosure-bar{background:var(--clr-gold-soft);border-bottom:1px solid rgba(240,165,0,.3);padding:10px 0;font-size:.8rem;color:#7A4500;text-align:center}
.disclosure-inline{background:var(--clr-gold-soft);border:1px solid rgba(240,165,0,.3);border-radius:var(--radius-sm);padding:12px 16px;font-size:.82rem;color:#7A4500;margin-bottom:24px}

/* CALCULATOR */
.calc-card{background:var(--clr-surface);border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);overflow:hidden;border:1px solid var(--clr-border)}
.calc-header{background:linear-gradient(135deg,var(--clr-primary-dark),var(--clr-primary));padding:32px 40px;color:#fff}
.calc-header h2{color:#fff}
.calc-body{padding:40px}
.form-group{margin-bottom:24px}
.form-label{display:block;font-weight:600;font-size:.9rem;margin-bottom:8px;color:var(--clr-primary-dark)}
.form-control{width:100%;padding:12px 16px;border:1.5px solid var(--clr-border);border-radius:var(--radius-sm);font-size:1rem;color:var(--clr-text);background:var(--clr-bg);transition:border-color .2s,box-shadow .2s;appearance:none}
.form-control:focus{outline:none;border-color:var(--clr-primary);box-shadow:0 0 0 3px rgba(45,27,140,.1)}
.form-range{width:100%;height:6px;-webkit-appearance:none;appearance:none;background:var(--clr-border);border-radius:3px;outline:none;cursor:pointer}
.form-range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;background:var(--clr-primary);border-radius:50%;border:3px solid #fff;box-shadow:0 2px 8px rgba(45,27,140,.3);cursor:pointer}
.range-labels{display:flex;justify-content:space-between;font-size:.78rem;color:var(--clr-text-muted);margin-top:6px}
.calc-result{background:linear-gradient(135deg,var(--clr-primary-dark),var(--clr-primary));border-radius:var(--radius-lg);padding:28px;color:#fff;margin-top:28px}
.calc-result h4{color:var(--clr-accent);margin-bottom:16px}
.result-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.92rem}
.result-row:last-of-type{border-bottom:none}
.result-row .r-label{color:rgba(255,255,255,.7)}
.result-row .r-val{font-weight:700}
.result-row.result-total .r-val{color:var(--clr-accent);font-size:1.2rem}
.result-apr{margin-top:16px;padding:14px;background:rgba(240,165,0,.15);border-radius:var(--radius-sm);text-align:center;border:1px solid rgba(240,165,0,.3)}
.result-apr .apr-num{font-family:var(--font-display);font-size:2rem;font-weight:800;color:var(--clr-accent)}
.result-apr .apr-label{font-size:.8rem;color:rgba(255,255,255,.65)}

/* FEATURE ICONS */
.feature-icon{width:56px;height:56px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.6rem;margin-bottom:18px}
.icon-purple{background:var(--clr-purple-soft)}
.icon-gold{background:var(--clr-gold-soft)}
.icon-teal{background:var(--clr-teal-light)}
.icon-green{background:#ECFDF5}

/* BREADCRUMB */
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.82rem;color:var(--clr-text-muted);margin-bottom:24px;flex-wrap:wrap}
.breadcrumb a{color:var(--clr-primary)}
.breadcrumb a:hover{text-decoration:underline}

/* PAGE HERO */
.page-hero{background:linear-gradient(135deg,var(--clr-primary-dark) 0%,var(--clr-primary) 100%);padding:72px 0 72px;color:#fff}
.page-hero h1{color:#fff;margin-bottom:16px}
.page-hero .lead{color:rgba(255,255,255,.75);max-width:680px}
.page-hero .breadcrumb,.page-hero .breadcrumb a{color:rgba(255,255,255,.6)}
.page-hero .breadcrumb a:hover{color:#fff}
.page-hero .breadcrumb{margin-bottom:32px}

/* FOOTER */
footer{background:var(--clr-primary-dark);color:rgba(255,255,255,.7);padding:72px 0 0}
.footer-grid{display:grid;grid-template-columns:280px 1fr 1fr 1fr;gap:48px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand p{font-size:.85rem;line-height:1.7;margin-top:16px}
.footer-col h5{font-family:var(--font-display);font-weight:700;color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px}
.footer-col ul li{margin-bottom:10px}
.footer-col ul a{font-size:.88rem;color:rgba(255,255,255,.6);transition:color .2s}
.footer-col ul a:hover{color:var(--clr-accent)}
.footer-bottom{padding:24px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:.8rem;color:rgba(255,255,255,.4)}
.footer-links{display:flex;gap:20px}
.footer-links a{color:rgba(255,255,255,.4)}
.footer-links a:hover{color:rgba(255,255,255,.7)}
.footer-disclaimer{background:rgba(0,0,0,.2);padding:24px 0;font-size:.77rem;color:rgba(255,255,255,.35);line-height:1.7}

/* MOBILE NAV */
.mobile-menu{display:none;position:fixed;top:0;left:0;right:0;background:var(--clr-primary-dark);z-index:800;padding:60px 20px 20px;border-bottom:2px solid rgba(240,165,0,.4);flex-direction:column;gap:4px;box-shadow:0 8px 32px rgba(0,0,0,.5)}
.mobile-menu.open{display:flex}
.mobile-menu a{display:block;padding:12px 16px;color:rgba(255,255,255,.8);border-radius:var(--radius-sm);font-size:.95rem;transition:background .15s}
.mobile-menu a:hover{background:rgba(255,255,255,.1);color:#fff}
.mobile-menu .mob-cta{background:linear-gradient(135deg,var(--clr-accent),#FFD166);color:var(--clr-primary-dark)!important;font-weight:700;text-align:center;margin-top:12px}
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:700;background:var(--clr-primary-dark);border-top:1px solid rgba(255,255,255,.1);padding:14px 24px}
.sticky-cta a{display:block;text-align:center;background:linear-gradient(135deg,var(--clr-accent),#FFD166);color:var(--clr-primary-dark);font-weight:700;font-family:var(--font-display);padding:14px;border-radius:var(--radius-sm);font-size:.95rem}

/* PAGE CONTENT */
.page-content{padding:72px 0}
.page-content .container{display:grid;grid-template-columns:1fr 320px;gap:56px;align-items:start}
.article-body h2{margin-top:48px;margin-bottom:16px;padding-top:48px;border-top:1px solid var(--clr-border)}
.article-body h2:first-child{margin-top:0;padding-top:0;border-top:none}
.article-body h3{margin-top:28px;margin-bottom:12px}
.article-body p{color:#374151;line-height:1.8}
.article-body ul{margin:16px 0;padding-left:0}
.article-body ul li{padding:6px 0 6px 24px;position:relative;font-size:.94rem;color:#374151}
.article-body ul li::before{content:'▪';position:absolute;left:0;color:var(--clr-primary);font-size:.8rem;top:10px}

/* SIDEBAR */
.sidebar-card{background:var(--clr-surface);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--clr-border);padding:28px;margin-bottom:24px;position:sticky;top:24px}
.sidebar-card h4{margin-bottom:16px;font-size:1rem}
.sidebar-card .btn{width:100%;justify-content:center;margin-bottom:12px}
.sidebar-score{text-align:center;padding:20px 0 16px}
.sidebar-score .big-score{font-family:var(--font-display);font-size:4rem;font-weight:800;color:var(--clr-primary);line-height:1}
.sidebar-score .score-sub{font-size:.82rem;color:var(--clr-text-muted)}
.sidebar-details li{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--clr-border);font-size:.88rem}
.sidebar-details li:last-child{border-bottom:none}
.sidebar-details .s-val{font-weight:600;color:var(--clr-primary-dark)}

/* RESPONSIVE */
@media(max-width:1024px){
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero .container{grid-template-columns:1fr}
  .hero-panel{max-width:480px}
  .steps{grid-template-columns:repeat(2,1fr)}
  .step-card::after{display:none}
  .page-content .container{grid-template-columns:1fr}
}
@media(max-width:768px){
  :root{--nav-h:60px}
  .section{padding:56px 0}
  .section--lg{padding:72px 0}
  .nav-links,.nav-cta{display:none}
  .hamburger{display:flex}
  .grid-2,.grid-3{grid-template-columns:1fr}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .pros-cons{grid-template-columns:1fr}
  .hero-trust{flex-direction:column;gap:16px}
  .steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-bottom{flex-direction:column;text-align:center}
  .sticky-cta{display:block}
  .calc-body{padding:24px}
  .verdict-box{padding:32px 24px}
}
@media(max-width:480px){
  .grid-4{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-actions{flex-direction:column}
  .hero-actions .btn{width:100%;justify-content:center}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}

/* ── Service Feature Sections ─────────────────── */
.service-section { padding: 96px 0; }
.service-section .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}
.service-section.reverse .service-text { order: 2; }
.service-section.reverse .service-img  { order: 1; }

.service-img {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  position: relative;
}
.service-img img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  display: block;
  transition: transform .5s ease;
}
.service-img:hover img { transform: scale(1.03); }
.service-img-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(8px);
  border-radius: var(--radius-md);
  padding: 10px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: var(--shadow-md);
  font-size: .85rem;
  font-weight: 600;
  color: var(--clr-primary-dark);
}
.service-img-badge .badge-icon { font-size: 1.4rem; }

.service-text { padding: 8px 0; }
.service-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--clr-purple-soft);
  color: var(--clr-primary);
  border: 1px solid rgba(45,27,140,.15);
  border-radius: 100px;
  padding: 5px 14px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.service-tag.tag-gold {
  background: var(--clr-gold-soft);
  color: #7A4500;
  border-color: rgba(240,165,0,.25);
}
.service-tag.tag-teal {
  background: var(--clr-teal-light);
  color: #005C54;
  border-color: rgba(0,180,160,.2);
}
.service-tag.tag-red {
  background: #FEF2F2;
  color: #991B1B;
  border-color: rgba(239,68,68,.2);
}

.service-text h2 { margin-bottom: 18px; font-size: clamp(1.6rem, 3vw, 2.2rem); }
.service-text .lead { margin-bottom: 28px; }

.service-features {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 32px;
}
.service-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 18px;
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-md);
  transition: border-color .2s, box-shadow .2s;
}
.service-feature-item:hover {
  border-color: var(--clr-primary-light);
  box-shadow: var(--shadow-sm);
}
.sfi-icon {
  width: 38px;
  height: 38px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.sfi-body h5 { font-size: .9rem; margin-bottom: 3px; }
.sfi-body p  { font-size: .82rem; color: var(--clr-text-muted); margin: 0; }

/* Section color alternates */
.service-section--white   { background: var(--clr-surface); }
.service-section--purple  { background: var(--clr-purple-soft); }
.service-section--gold    { background: var(--clr-gold-soft); }
.service-section--teal    { background: var(--clr-teal-light); }

@media(max-width:1024px){
  .service-section .container { grid-template-columns: 1fr; gap: 40px; }
  .service-section.reverse .service-text { order: 1; }
  .service-section.reverse .service-img  { order: 2; }
  .service-img img { height: 320px; }
}
@media(max-width:768px){
  .service-section { padding: 64px 0; }
  .service-img img { height: 260px; }
}

/* ── Hero Brand Name ──────────────────────────── */
.hero h1 { display: flex; flex-direction: column; gap: 10px; }

.hero-brand {
  display: block;
  font-size: clamp(3.8rem, 9vw, 6.5rem);
  font-weight: 800;
  line-height: .95;
  letter-spacing: -.02em;
  background: linear-gradient(130deg, #FFD166 0%, #F0A500 40%, #FFB347 75%, #FFD166 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  filter: drop-shadow(0 2px 24px rgba(240,165,0,.45));
}

.hero-tagline {
  display: block;
  font-size: clamp(1.25rem, 2.8vw, 1.8rem);
  font-weight: 600;
  color: rgba(255,255,255,.88);
  letter-spacing: -.01em;
  line-height: 1.3;
}

/* Badge tweak — slightly wider for new text */
.hero-badge { white-space: nowrap; }

@media(max-width: 768px){
  .hero-brand  { font-size: clamp(3rem, 14vw, 4rem); }
  .hero-tagline { font-size: 1.15rem; }
}

/* ── E-E-A-T / Editorial Team Section ────────── */
.eeat-section { padding: 96px 0; background: var(--clr-primary-dark); }

.eeat-header { text-align: center; margin-bottom: 64px; }
.eeat-header .section-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(240,165,0,.15); border: 1px solid rgba(240,165,0,.3);
  color: var(--clr-accent); border-radius: 100px;
  padding: 6px 18px; font-size: .8rem; font-weight: 700;
  letter-spacing: .07em; text-transform: uppercase; margin-bottom: 20px;
}
.eeat-header h2 { color: #fff; font-size: clamp(1.8rem,3.5vw,2.6rem); }
.eeat-header p  { color: rgba(255,255,255,.7); max-width: 620px; margin: 12px auto 0; }

/* Team photo block */
.team-photo-wrap {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 24px 64px rgba(0,0,0,.5);
  margin-bottom: 64px;
}
.team-photo-wrap img { width: 100%; height: 360px; object-fit: cover; display: block; }
.team-photo-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to right, rgba(26,15,92,.7) 0%, transparent 60%);
  display: flex; align-items: center; padding: 48px;
}
.team-photo-text h3 { color: #fff; font-size: 1.8rem; margin-bottom: 10px; }
.team-photo-text p  { color: rgba(255,255,255,.8); font-size: .95rem; max-width: 340px; margin-bottom: 20px; }
.team-badges { display: flex; flex-wrap: wrap; gap: 10px; }
.team-badge {
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25);
  color: #fff; border-radius: 100px; padding: 5px 14px;
  font-size: .78rem; font-weight: 600; display: flex; align-items: center; gap: 6px;
}
.team-badge.gold { background: rgba(240,165,0,.2); border-color: rgba(240,165,0,.4); color: var(--clr-accent); }

/* Methodology grid */
.method-grid {
  display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; margin-bottom: 64px;
}
.method-card {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg); padding: 24px 20px; text-align: center;
  transition: background .2s, border-color .2s;
}
.method-card:hover { background: rgba(255,255,255,.1); border-color: rgba(240,165,0,.3); }
.method-icon { font-size: 2rem; margin-bottom: 12px; }
.method-num {
  font-family: var(--font-display); font-size: 2rem; font-weight: 800;
  color: var(--clr-accent); line-height: 1; margin-bottom: 4px;
}
.method-label { font-size: .82rem; color: rgba(255,255,255,.65); }

/* Expert insights */
.expert-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-bottom: 64px; }
.expert-card {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg); padding: 28px;
}
.expert-role {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(240,165,0,.15); border: 1px solid rgba(240,165,0,.25);
  color: var(--clr-accent); border-radius: 100px;
  padding: 4px 12px; font-size: .75rem; font-weight: 700;
  letter-spacing: .05em; text-transform: uppercase; margin-bottom: 16px;
}
.expert-card blockquote {
  font-size: .92rem; line-height: 1.7; color: rgba(255,255,255,.85);
  font-style: italic; border-left: 3px solid var(--clr-accent);
  padding-left: 16px; margin: 0 0 16px;
}
.expert-meta {
  display: flex; align-items: center; gap: 10px;
  font-size: .8rem; color: rgba(255,255,255,.5);
}
.expert-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--clr-teal); flex-shrink: 0; }

/* Trust strip */
.trust-strip {
  display: flex; justify-content: center; flex-wrap: wrap; gap: 20px;
  padding: 32px; background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.1); border-radius: var(--radius-lg);
  margin-bottom: 64px;
}
.trust-strip-item {
  display: flex; align-items: center; gap: 10px;
  font-size: .88rem; color: rgba(255,255,255,.75); font-weight: 500;
}
.trust-strip-item .ti-icon { font-size: 1.3rem; }

/* FAQ dark variant */
.faq-dark .faq-item {
  background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.12);
}
.faq-dark .faq-q { color: rgba(255,255,255,.9); }
.faq-dark .faq-q:hover { background: rgba(255,255,255,.1); }
.faq-dark .faq-icon { background: rgba(255,255,255,.12); color: var(--clr-accent); }
.faq-dark .faq-item.open .faq-icon { background: var(--clr-accent); color: var(--clr-primary-dark); }
.faq-dark .faq-a p { color: rgba(255,255,255,.65); }

/* Responsive */
@media(max-width:1024px){ .method-grid { grid-template-columns: repeat(2,1fr); } }
@media(max-width:768px){
  .expert-grid { grid-template-columns: 1fr; }
  .method-grid { grid-template-columns: repeat(2,1fr); }
  .team-photo-overlay { padding: 24px; }
  .team-photo-text h3 { font-size: 1.3rem; }
  .team-photo-wrap img { height: 280px; }
  .trust-strip { gap: 14px; }
}
@media(max-width:480px){ .method-grid { grid-template-columns: 1fr 1fr; } }

/* ── Fix: table text inside dark sections ─────── */
.section--dark .table-wrap table,
.section--dark .table-wrap tbody tr {
  background: var(--clr-surface);
}
.section--dark .table-wrap td {
  color: var(--clr-text);
}
.section--dark .table-wrap td:first-child {
  color: var(--clr-primary-dark);
  font-weight: 600;
}
.section--dark .table-wrap tbody tr:hover {
  background: var(--clr-purple-soft);
}
.section--dark .table-wrap .highlight-row td {
  background: var(--clr-gold-soft);
  color: var(--clr-primary-dark);
  font-weight: 700;
}
.section--dark .table-wrap .badge-good { color: var(--clr-success); font-weight: 700; }
.section--dark .table-wrap .badge-warn { color: var(--clr-warning); font-weight: 700; }
.section--dark .table-wrap .badge-bad  { color: var(--clr-danger);  font-weight: 700; }

/* ── Trustpilot / Reviews Section ─────────────── */
.reviews-section { padding: 96px 0; background: var(--clr-bg); }
.reviews-section h2 { text-align: center; margin-bottom: 8px; }
.reviews-lead { text-align: center; color: var(--clr-text-muted); max-width: 580px; margin: 0 auto 56px; }

/* Platform rating cards */
.platform-ratings { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-bottom: 56px; }
.platform-card {
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: box-shadow .2s, transform .2s;
}
.platform-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.platform-logo { font-size: 2rem; margin-bottom: 10px; }
.platform-name { font-size: .78rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .06em; color: var(--clr-text-muted); margin-bottom: 12px; }
.platform-score {
  font-family: var(--font-display); font-size: 3rem; font-weight: 800;
  color: var(--clr-primary); line-height: 1; margin-bottom: 6px;
}
.platform-stars { color: var(--clr-accent); letter-spacing: 2px; font-size: 1.1rem; margin-bottom: 8px; }
.platform-count { font-size: .8rem; color: var(--clr-text-muted); }
.platform-card.featured { border-color: var(--clr-accent); background: var(--clr-gold-soft); }
.platform-card.featured .platform-score { color: var(--clr-accent-dark); }

/* Review theme cards */
.review-themes-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; margin-bottom: 48px; }
.review-col-header {
  display: flex; align-items: center; gap: 10px; margin-bottom: 20px;
  font-family: var(--font-display); font-weight: 700; font-size: 1rem;
}
.review-theme-card {
  background: var(--clr-surface); border: 1px solid var(--clr-border);
  border-radius: var(--radius-md); padding: 20px; margin-bottom: 14px;
  transition: border-color .2s;
}
.review-theme-card:hover { border-color: var(--clr-primary-light); }
.review-theme-card.positive { border-left: 4px solid var(--clr-success); }
.review-theme-card.negative { border-left: 4px solid var(--clr-danger); }
.rtc-body { font-size: .88rem; color: var(--clr-text); line-height: 1.65; font-style: italic; }
.rtc-meta {
  display: flex; align-items: center; justify-content: space-between;
  margin-top: 12px; font-size: .75rem; color: var(--clr-text-muted);
}
.rtc-source {
  display: flex; align-items: center; gap: 6px; font-weight: 600;
  color: var(--clr-text-muted);
}
.rtc-stars { color: var(--clr-accent); font-size: .85rem; }
.rtc-neg-stars { color: var(--clr-danger); font-size: .85rem; }

/* Trustpilot attribution bar */
.tp-attr-bar {
  background: var(--clr-purple-soft); border: 1px solid rgba(45,27,140,.1);
  border-radius: var(--radius-md); padding: 14px 20px;
  display: flex; align-items: center; gap: 12px; margin-bottom: 32px;
  font-size: .82rem; color: var(--clr-text-muted);
}
.tp-attr-bar strong { color: var(--clr-primary); }

@media(max-width:768px){
  .platform-ratings { grid-template-columns: 1fr; }
  .review-themes-grid { grid-template-columns: 1fr; }
}

/* ── Logo: Credit Genie redesign ─────────────── */
.nav-logo {
  font-size: 1.25rem;
  letter-spacing: -.01em;
}
/* "Credit " — white, slightly lighter weight */
.nav-logo { color: rgba(255,255,255,.92); }

/* "Genie" — gold gradient + subtle glow */
.nav-logo .logo-genie {
  color: var(--clr-accent);
  font-style: normal;
  font-weight: 800;
  text-shadow:
    0 0 18px rgba(240,165,0,.55),
    0 0 36px rgba(240,165,0,.20);
  letter-spacing: -.02em;
}

/* Footer logo slightly smaller */
footer .nav-logo { font-size: 1.15rem; }
footer .nav-logo .logo-genie {
  text-shadow:
    0 0 14px rgba(240,165,0,.50),
    0 0 28px rgba(240,165,0,.18);
}

/* ── APIdiamond Application Form ─────────────── */
.hero-form-wrap {
  background: rgba(255,255,255,.07);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius-xl);
  padding: 28px 28px 24px;
  color: #fff;
  min-height: 320px;
  display: flex;
  flex-direction: column;
}
.hero-form-header { margin-bottom: 16px; }
.hero-form-header h3 {
  color: #fff;
  font-size: 1.05rem;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero-form-header p {
  font-size: .78rem;
  color: rgba(255,255,255,.6);
  margin: 0;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}
.hero-form-header .form-tag {
  background: rgba(240,165,0,.18);
  border: 1px solid rgba(240,165,0,.3);
  color: var(--clr-accent);
  border-radius: 100px;
  padding: 2px 10px;
  font-size: .72rem;
  font-weight: 700;
}
/* APIdiamond form container */
.hero-form-wrap #_lg_form_ {
  flex: 1;
  /* Override apidiamond defaults for dark bg context */
  color-scheme: light;
}
/* Loading placeholder */
.form-loading {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 12px;
  padding: 40px 0;
  color: rgba(255,255,255,.5);
  font-size: .85rem;
}
.form-loading-dot {
  width: 48px; height: 48px;
  border: 3px solid rgba(240,165,0,.25);
  border-top-color: var(--clr-accent);
  border-radius: 50%;
  animation: spin .8s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ── Apply-anchor smooth scroll ──────────────── */
#apply-form { scroll-margin-top: 24px; }

/* ── Back to Top Button ──────────────────────────── */
.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 24px;
  z-index: 650;
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--clr-primary), var(--clr-primary-light));
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 1.3rem;
  font-weight: 700;
  cursor: pointer;
  box-shadow: var(--shadow-lg), 0 0 0 3px rgba(255,255,255,.15);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity .3s, transform .3s, visibility .3s, background .2s;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}
.back-to-top.btt-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  background: linear-gradient(135deg, var(--clr-accent), #FFD166);
  color: var(--clr-primary-dark);
  box-shadow: var(--shadow-glow);
  transform: translateY(-3px);
}
/* Push above sticky-cta on mobile */
@media(max-width:768px){
  .back-to-top { bottom: 80px; right: 16px; width: 44px; height: 44px; font-size:1.1rem; }
}

/* Mobile menu close button */
.mob-close-btn {
  position: absolute;
  top: 14px;
  right: 16px;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.2);
  color: #fff;
  border-radius: 50%;
  width: 36px;
  height: 36px;
  font-size: 1.1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s;
}
.mob-close-btn:hover { background: rgba(255,255,255,.22); }

/* ── Back to Top — desktop visibility fix ─────── */
@media(min-width:769px){
  .back-to-top {
    bottom: 32px !important;
    right: 32px !important;
    width: 52px !important;
    height: 52px !important;
    font-size: 1.4rem !important;
    z-index: 9999 !important;
  }
}

/* ── Who Is It For Section ───────────────────── */
.persona-grid { display:grid; grid-template-columns:1fr 1fr; gap:24px; margin-top:32px; }
.persona-card {
  border-radius:var(--radius-lg); padding:28px; border:1px solid var(--clr-border);
  background:var(--clr-surface); transition:box-shadow .2s,transform .2s;
}
.persona-card:hover { box-shadow:var(--shadow-md); transform:translateY(-2px); }
.persona-card.good  { border-top:4px solid var(--clr-success); }
.persona-card.bad   { border-top:4px solid var(--clr-danger); }
.persona-card h4 { font-size:1rem; margin-bottom:16px; display:flex; align-items:center; gap:10px; }
.persona-list { list-style:none; padding:0; }
.persona-list li { font-size:.9rem; color:#374151; padding:7px 0 7px 24px; position:relative; border-bottom:1px solid var(--clr-border); }
.persona-list li:last-child { border-bottom:none; }
.persona-list.good-list li::before { content:'✓'; position:absolute; left:0; color:var(--clr-success); font-weight:700; }
.persona-list.bad-list li::before  { content:'✗'; position:absolute; left:0; color:var(--clr-danger);  font-weight:700; }
.persona-verdict {
  margin-top:28px; padding:20px 24px;
  background:var(--clr-purple-soft); border-radius:var(--radius-md);
  border-left:4px solid var(--clr-primary);
  font-size:.9rem; color:var(--clr-primary-dark);
}
.persona-verdict strong { display:block; margin-bottom:6px; font-size:1rem; }

/* ── State Availability ──────────────────────── */
.state-grid {
  display:grid; grid-template-columns:repeat(8,1fr);
  gap:8px; margin:24px 0;
}
.state-pill {
  text-align:center; padding:8px 4px;
  border-radius:8px; font-size:.78rem;
  font-weight:700; font-family:var(--font-display);
  border:1.5px solid transparent; transition:transform .15s;
}
.state-pill:hover { transform:scale(1.08); }
.state-pill.available   { background:var(--clr-teal-light); color:#005C54; border-color:rgba(0,180,160,.25); }
.state-pill.unavailable { background:#FEF2F2; color:var(--clr-danger); border-color:rgba(239,68,68,.2); text-decoration:line-through; }
.state-legend { display:flex; gap:24px; margin-bottom:16px; flex-wrap:wrap; }
.state-legend-item { display:flex; align-items:center; gap:8px; font-size:.85rem; color:var(--clr-text-muted); }
.state-legend-dot { width:14px; height:14px; border-radius:4px; flex-shrink:0; }

/* ── Internal Content Hub ────────────────────── */
.hub-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:32px; }
.hub-card {
  background:var(--clr-surface); border:1px solid var(--clr-border);
  border-radius:var(--radius-lg); padding:24px;
  text-decoration:none; color:inherit;
  display:flex; flex-direction:column; gap:12px;
  transition:box-shadow .2s, transform .2s, border-color .2s;
}
.hub-card:hover { box-shadow:var(--shadow-md); transform:translateY(-3px); border-color:var(--clr-primary-light); }
.hub-card-icon { font-size:2rem; }
.hub-card h4 { font-size:.95rem; margin:0; color:var(--clr-primary-dark); }
.hub-card p  { font-size:.82rem; color:var(--clr-text-muted); margin:0; line-height:1.5; }
.hub-card-arrow { margin-top:auto; font-size:.82rem; color:var(--clr-primary-light); font-weight:700; }
.hub-card.featured-hub { border-color:var(--clr-accent); background:var(--clr-gold-soft); }
.hub-card.featured-hub h4 { color:var(--clr-accent-dark); }

@media(max-width:768px){
  .persona-grid { grid-template-columns:1fr; }
  .state-grid   { grid-template-columns:repeat(5,1fr); gap:6px; }
  .state-pill   { font-size:.7rem; padding:6px 2px; }
  .hub-grid     { grid-template-columns:1fr 1fr; }
}
@media(max-width:480px){
  .state-grid { grid-template-columns:repeat(4,1fr); }
  .hub-grid   { grid-template-columns:1fr; }
}

/* ═══════════════════════════════════════════════════════════════
   UI/UX IMPROVEMENTS — Multi-Device Responsive Polish
   Desktop 4K → Ultrawide → Laptop → Tablet → Mobile
   ═══════════════════════════════════════════════════════════════ */

/* ── 1. Container max-width for ultrawide screens ──────────── */
@media(min-width:1400px){
  :root { --max-w: 1240px; }
}
@media(min-width:1600px){
  :root { --max-w: 1320px; }
  .hero .container { grid-template-columns: 1fr 480px; gap: 80px; }
}
@media(min-width:1900px){
  :root { --max-w: 1400px; }
}

/* ── 2. Better tablet breakpoint (900px) ────────────────────── */
@media(max-width:1024px){
  .section        { padding: 72px 0; }
  .service-section { padding: 72px 0; }
  .eeat-section   { padding: 72px 0; }
  .reviews-section { padding: 72px 0; }
}

/* ── 3. Nav collapse earlier (was 768px, now 960px) ────────── */
@media(max-width:960px){
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .navbar .nav-logo { font-size: 1.15rem; }
}

/* ── 4. Tablet-specific layout tweaks (769px–1024px) ───────── */
@media(min-width:769px) and (max-width:1024px){
  .hero .container { grid-template-columns: 1fr; gap: 40px; }
  .hero-form-wrap { max-width: 560px; margin: 0 auto; width: 100%; }
  .persona-grid, .grid-2 { gap: 20px; }
  .expert-grid { grid-template-columns: 1fr 1fr; }
  .expert-grid .expert-card:last-child { grid-column: 1 / -1; max-width: 560px; margin: 0 auto; }
  .state-grid { grid-template-columns: repeat(7, 1fr); }
  .platform-ratings { grid-template-columns: repeat(3, 1fr); gap: 16px; }
  .hub-grid { grid-template-columns: repeat(2, 1fr); }
  .method-grid { grid-template-columns: repeat(4, 1fr); }
}

/* ── 5. Mobile polish (≤768px) ─────────────────────────────── */
@media(max-width:768px){
  .section, .service-section, .eeat-section, .reviews-section { padding: 48px 0; }
  .section--lg { padding: 56px 0; }
  .container { padding: 0 18px; }

  h2 { font-size: clamp(1.5rem, 5.5vw, 1.9rem); line-height: 1.25; }
  h3 { font-size: clamp(1.15rem, 4.5vw, 1.4rem); }
  .lead { font-size: .95rem; line-height: 1.6; }

  /* Hero adjustments */
  .hero { min-height: auto; padding-top: 40px; padding-bottom: 56px; }
  .hero .container { gap: 32px; }
  .hero-brand   { font-size: clamp(2.6rem, 12vw, 3.4rem); }
  .hero-tagline { font-size: 1.05rem; }
  .hero-badge { font-size: .72rem; padding: 5px 12px; }
  .hero .lead { font-size: .95rem; margin-bottom: 20px; }

  /* Better hero photo visibility on mobile */
  .hero {
    background: linear-gradient(160deg,
      rgba(26,15,92,.92) 0%,
      rgba(45,27,140,.78) 50%,
      rgba(26,15,92,.88) 100%),
      url('../images/hero-bg.webp') center/cover no-repeat !important;
  }

  /* Form on mobile */
  .hero-form-wrap { padding: 20px 20px 18px; min-height: 260px; }
  .hero-form-header h3 { font-size: .98rem; }
  .hero-form-header p { font-size: .72rem; gap: 6px; }
  .form-tag { padding: 2px 8px; font-size: .68rem; }

  /* State grid */
  .state-grid { grid-template-columns: repeat(6, 1fr); gap: 5px; }
  .state-pill { padding: 7px 2px; font-size: .68rem; }
  .state-legend { gap: 14px; }
  .state-legend-item { font-size: .78rem; }

  /* Persona grid */
  .persona-grid { grid-template-columns: 1fr; gap: 16px; }
  .persona-card { padding: 22px; }
  .persona-list li { font-size: .87rem; padding: 6px 0 6px 22px; }

  /* Fee table */
  .table-wrap { border-radius: 8px; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .table-wrap table { min-width: 460px; }
  .table-wrap th, .table-wrap td { padding: 10px 12px; font-size: .82rem; }

  /* Trustpilot section */
  .platform-ratings { grid-template-columns: 1fr; gap: 12px; }
  .platform-card { padding: 20px; display: flex; align-items: center; gap: 18px; text-align: left; }
  .platform-card .platform-logo { font-size: 2rem; margin: 0; }
  .platform-card .platform-score { font-size: 2rem; margin-bottom: 2px; }
  .review-themes-grid { grid-template-columns: 1fr; gap: 24px; }
  .review-col-header { font-size: .95rem; }

  /* E-E-A-T section */
  .team-photo-wrap img { height: 260px; }
  .team-photo-overlay { padding: 22px; align-items: flex-end; padding-bottom: 28px; }
  .team-photo-text h3 { font-size: 1.15rem; margin-bottom: 6px; }
  .team-photo-text p { font-size: .85rem; margin-bottom: 12px; }
  .method-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .method-card { padding: 18px 12px; }
  .method-num { font-size: 1.5rem; }
  .method-label { font-size: .74rem; }
  .expert-grid { grid-template-columns: 1fr; gap: 16px; }
  .expert-card { padding: 22px; }
  .expert-card blockquote { font-size: .87rem; }
  .trust-strip { padding: 20px 16px; gap: 12px; }
  .trust-strip-item { font-size: .8rem; }

  /* Hub grid */
  .hub-grid { grid-template-columns: 1fr; gap: 14px; }
  .hub-card { padding: 20px; }
  .hub-card h4 { font-size: .92rem; }

  /* Cards & feature panels */
  .card, .card--flat { padding: 22px; }
  .service-content { padding-right: 0; }

  /* Verdict */
  .verdict-box { padding: 32px 20px !important; }
  .verdict-score { font-size: 3rem !important; }
  .verdict-box h2 { font-size: 1.4rem !important; margin-bottom: 12px; }
  .verdict-box p { font-size: .9rem; }

  /* Sticky mobile CTA - ensure it doesn't clip content */
  body { padding-bottom: 72px; }
  .sticky-cta { padding: 12px 16px; }
  .sticky-cta a { font-size: .9rem; padding: 12px 16px; }

  /* Section tag chips */
  .section-tag { font-size: .72rem; padding: 4px 12px; }

  /* Alert boxes */
  .alert { padding: 14px 16px; font-size: .85rem; gap: 10px; }
}

/* ── 6. Small mobile (≤480px) ──────────────────────────────── */
@media(max-width:480px){
  .container { padding: 0 16px; }
  h1, .hero-brand { letter-spacing: -.025em; }
  .hero-brand { font-size: 2.4rem; }
  .hero-tagline { font-size: 1rem; }
  .hero-badge { font-size: .68rem; letter-spacing: 0; }
  .state-grid { grid-template-columns: repeat(5, 1fr); }
  .method-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  .breadcrumb { font-size: .82rem; flex-wrap: wrap; }

  /* Trust items in hero - stack vertically */
  .hero-trust { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
  .trust-item { font-size: .78rem; }

  /* Persona card icons smaller */
  .persona-card h4 { font-size: .95rem; }
}

/* ── 7. Extra small (≤380px) ───────────────────────────────── */
@media(max-width:380px){
  .hero-brand { font-size: 2.15rem; }
  .state-grid { grid-template-columns: repeat(4, 1fr); }
  .hero-trust { grid-template-columns: 1fr; }
}

/* ── 8. Landscape mobile / short viewports ─────────────────── */
@media(max-height:600px) and (orientation:landscape){
  .hero { min-height: auto; padding: 40px 0; }
  .hero-brand { font-size: 2.5rem; }
  .hero .container { grid-template-columns: 1fr 340px; gap: 32px; }
}

/* ── 9. Focus styles for accessibility ─────────────────────── */
a:focus-visible, button:focus-visible, .btn:focus-visible {
  outline: 3px solid var(--clr-accent);
  outline-offset: 2px;
  border-radius: 6px;
}

/* ── 10. Better tables on all sizes ────────────────────────── */
.table-wrap { position: relative; }
@media(max-width:768px){
  .table-wrap::after {
    content: '';
    position: absolute; top: 0; right: 0; bottom: 0;
    width: 30px; pointer-events: none;
    background: linear-gradient(to right, transparent, rgba(255,255,255,.8));
  }
}

/* ── 11. Better image loading ──────────────────────────────── */
img[loading="lazy"] { background: var(--clr-purple-soft); }


/* ── Responsive hero-bg images ─────────────────── */
@media (max-width: 600px) {
  .hero {
    background: linear-gradient(160deg,rgba(26,15,92,.92) 0%,rgba(45,27,140,.78) 50%,rgba(26,15,92,.88) 100%),
                url('../images/hero-bg-sm.webp') center/cover no-repeat !important;
  }
}
@media (min-width: 601px) and (max-width: 1024px) {
  .hero {
    background: linear-gradient(150deg,rgba(26,15,92,.88) 0%,rgba(45,27,140,.72) 45%,rgba(26,15,92,.82) 100%),
                url('../images/hero-bg-md.webp') center/cover no-repeat !important;
  }
}

/* ═══════════════════════════════════════════════════════════════
   NEW INTERACTIVE FEATURES CSS
   ═══════════════════════════════════════════════════════════════ */

/* ── Mini Fee Calculator Widget ───────────────── */
.mini-calc {
  max-width: 760px;
  margin: 48px auto 0;
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  box-shadow: 0 12px 40px rgba(45,27,140,.10);
  overflow: hidden;
}
.mini-calc-header {
  background: linear-gradient(135deg, var(--clr-primary-dark), var(--clr-primary));
  padding: 20px 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: #fff;
}
.mini-calc-title { display: flex; align-items: center; gap: 14px; }
.mc-icon {
  width: 46px; height: 46px;
  background: rgba(240,165,0,.22);
  border: 1px solid rgba(240,165,0,.4);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
}
.mini-calc-title h3 { color: #fff; font-size: 1.1rem; margin: 0; }
.mini-calc-title p { font-size: .82rem; color: rgba(255,255,255,.72); margin: 2px 0 0; }
.mc-badge {
  background: rgba(240,165,0,.25);
  border: 1px solid rgba(240,165,0,.5);
  color: var(--clr-accent);
  padding: 4px 12px;
  border-radius: 100px;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.mini-calc-body { padding: 28px; }

.mc-field { margin-bottom: 24px; }
.mc-field label {
  display: block;
  font-family: var(--font-display);
  font-size: .82rem;
  font-weight: 700;
  color: var(--clr-primary-dark);
  margin-bottom: 10px;
  letter-spacing: .02em;
}
.mc-field-header {
  display: flex; justify-content: space-between; align-items: center;
}
.mc-value {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--clr-accent);
  line-height: 1;
}

/* Range slider */
.mc-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 8px;
  background: linear-gradient(to right, var(--clr-accent) 0%, var(--clr-accent) 60%, var(--clr-purple-soft) 60%);
  border-radius: 8px;
  outline: none;
  transition: background .1s;
}
.mc-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 24px; height: 24px;
  background: var(--clr-accent);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(240,165,0,.5);
  border-radius: 50%;
  cursor: pointer;
  transition: transform .15s;
}
.mc-slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.mc-slider::-moz-range-thumb {
  width: 24px; height: 24px;
  background: var(--clr-accent);
  border: 3px solid #fff;
  border-radius: 50%;
  cursor: pointer;
}
.mc-scale {
  display: flex; justify-content: space-between;
  font-size: .72rem; color: var(--clr-text-muted);
  margin-top: 6px;
}

/* Delivery / subscription options */
.mc-delivery, .mc-sub {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.mc-sub { grid-template-columns: 1fr 1fr; }

.mc-opt, .mc-sub-opt {
  background: #fff;
  border: 2px solid var(--clr-border);
  border-radius: var(--radius-md);
  padding: 12px 8px;
  cursor: pointer;
  text-align: center;
  transition: all .15s;
  font-family: var(--font-body);
}
.mc-opt:hover, .mc-sub-opt:hover {
  border-color: var(--clr-primary-light);
  background: var(--clr-purple-soft);
}
.mc-opt[data-active="true"], .mc-sub-opt[data-active="true"] {
  border-color: var(--clr-primary);
  background: var(--clr-purple-soft);
  box-shadow: 0 0 0 3px rgba(45,27,140,.1);
}
.mc-opt-name {
  font-size: .82rem; font-weight: 700; color: var(--clr-primary-dark);
  margin-bottom: 2px;
}
.mc-opt-fee {
  font-family: var(--font-display); font-size: 1.05rem; font-weight: 800;
  color: var(--clr-accent);
}
.mc-opt-days { font-size: .68rem; color: var(--clr-text-muted); margin-top: 2px; }

.mc-sub-opt { display: flex; align-items: center; justify-content: center; gap: 6px; }
.mc-sub-opt span {
  font-family: var(--font-display); font-weight: 800; font-size: 1.05rem;
  color: var(--clr-accent);
}
.mc-sub-opt {
  font-size: .85rem; color: var(--clr-text-muted); padding: 14px;
}

/* Results */
.mc-results {
  background: var(--clr-purple-soft);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  margin: 24px 0 20px;
}
.mc-result-row {
  display: flex; justify-content: space-between;
  padding: 6px 0;
  font-size: .88rem;
  color: var(--clr-text);
}
.mc-result-row strong {
  font-family: var(--font-display);
  color: var(--clr-primary-dark);
}
.mc-result-row.mc-r-total {
  border-top: 1px dashed rgba(45,27,140,.2);
  margin-top: 6px; padding-top: 12px;
  font-size: 1rem;
}
.mc-result-row.mc-r-total strong {
  font-size: 1.15rem;
  color: var(--clr-accent-dark);
}
.mc-result-apr {
  display: flex; justify-content: space-between; align-items: center;
  margin-top: 12px; padding-top: 12px;
  border-top: 1px dashed rgba(45,27,140,.2);
}
.mc-apr-label {
  font-size: .78rem; color: var(--clr-text-muted);
}
.mc-apr-value {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--clr-warning);
  line-height: 1;
}

.mc-cta {
  display: flex; gap: 12px; flex-wrap: wrap;
  margin-top: 20px;
}
.mc-cta .btn { flex: 1; min-width: 200px; justify-content: center; }
.mc-disclaimer {
  font-size: .72rem;
  color: var(--clr-text-muted);
  margin-top: 14px;
  line-height: 1.5;
}

@media(max-width:600px){
  .mini-calc-header { padding: 16px 20px; }
  .mini-calc-body { padding: 20px; }
  .mc-delivery { grid-template-columns: 1fr; gap: 8px; }
  .mc-opt { display: flex; align-items: center; justify-content: flex-start; gap: 14px; text-align: left; padding: 12px 16px; }
  .mc-opt-fee { margin-left: auto; }
  .mc-opt-days { display: none; }
  .mc-cta .btn { flex: none; width: 100%; }
}

/* ── Interactive US Tile Map ──────────────────── */
.us-map-wrap {
  max-width: 900px;
  margin: 32px auto 24px;
}
.us-tilemap {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 20px;
  background: rgba(255,255,255,.5);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(8px);
}
.ust-row {
  display: flex;
  gap: 6px;
  justify-content: flex-start;
  margin-left: calc(var(--offset,0) * 46px);
}
.ust {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  border: 1.5px solid transparent;
  background: var(--clr-teal-light);
  color: #005C54;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .78rem;
  cursor: pointer;
  transition: transform .15s, box-shadow .15s, border-color .15s;
  display: flex; align-items: center; justify-content: center;
  padding: 0;
}
.ust:hover, .ust:focus-visible {
  transform: scale(1.15);
  box-shadow: 0 4px 12px rgba(0,180,160,.35);
  z-index: 5;
  outline: none;
}
.ust.unavailable {
  background: #FEF2F2;
  color: var(--clr-danger);
  border-color: rgba(239,68,68,.3);
}
.ust.unavailable:hover {
  box-shadow: 0 4px 12px rgba(239,68,68,.35);
}
.ust.ust-active {
  border-color: var(--clr-accent) !important;
  box-shadow: 0 0 0 3px rgba(240,165,0,.35), 0 4px 12px rgba(240,165,0,.4);
  transform: scale(1.1);
}
.ust.ust-hidden {
  visibility: hidden;
  pointer-events: none;
}

/* Info panel below map */
.ust-info {
  margin-top: 16px;
  background: #fff;
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 88px;
  transition: border-color .2s, background .2s;
}
.ust-info[data-status="available"]   { border-color: var(--clr-teal); background: linear-gradient(to right, rgba(0,180,160,.06), transparent); }
.ust-info[data-status="unavailable"] { border-color: var(--clr-danger); background: linear-gradient(to right, rgba(239,68,68,.06), transparent); }
.ust-info-inner { padding: 20px 24px; }
.ust-info-header { display: flex; align-items: center; gap: 16px; }
.ust-info-icon {
  font-size: 2rem; flex-shrink: 0;
  width: 52px; height: 52px;
  display: flex; align-items: center; justify-content: center;
  background: var(--clr-purple-soft);
  border-radius: 12px;
}
.ust-info[data-status="available"] .ust-info-icon { background: rgba(0,180,160,.15); }
.ust-info[data-status="unavailable"] .ust-info-icon { background: rgba(239,68,68,.12); }
.ust-info-name {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--clr-primary-dark);
}
.ust-info-note {
  font-size: .88rem;
  color: var(--clr-text-muted);
  margin-top: 2px;
  line-height: 1.5;
}

/* Mobile map */
@media(max-width:768px){
  .us-tilemap { padding: 12px; gap: 4px; }
  .ust-row { gap: 4px; margin-left: calc(var(--offset,0) * 32px); }
  .ust { width: 30px; height: 30px; font-size: .65rem; border-radius: 5px; }
  .ust-info-inner { padding: 16px; }
  .ust-info-icon { width: 44px; height: 44px; font-size: 1.5rem; }
  .ust-info-name { font-size: 1rem; }
  .ust-info-note { font-size: .82rem; }
}
@media(max-width:480px){
  .us-tilemap { padding: 8px; overflow-x: auto; }
  .ust-row { gap: 3px; margin-left: calc(var(--offset,0) * 26px); }
  .ust { width: 24px; height: 24px; font-size: .58rem; }
}

/* ── Animated stat number smooth transitions ─── */
.stat-num[data-count] {
  font-variant-numeric: tabular-nums;
  transition: color .2s;
}